SBI Cashback Credit Card offers 5% cashback on online spending and 1% on other spends. With zero joining fee and simple rewards, it’s ideal for everyday shopping and savings.
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SBI Cashback Credit Card offers 5% cashback on online spending and 1% on other spends. With zero joining fee and simple rewards, it’s ideal for everyday shopping and savings.
| Charge Type | Amount (₹) |
|---|---|
| Joining Fee | ₹999 + GST |
| Annual Fee | ₹999 + GST |
| Renewal Fee Waiver | Spend ₹2,00,000 |
| Late Payment Fee | ₹100 – ₹1,300 (depending on outstanding amount) |
| Over-Limit Fee | ₹500 |
| Foreign Transaction Fee | 3.5% of the transaction amount |
| Cash Advance Fee | 2.5% of the amount withdrawn or ₹300 (whichever is higher) |
| Overdue Interest (APR) | 3.35% per month (40.2% p.a.) |
| Duplicate Statement Fee | ₹100 |
| Card Replacement Fee | ₹100 |
| PIN Change Fee | ₹100 |
| Cash Withdrawal Fee | ₹300 per transaction (within India) |
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At FinWitty, we dive deep into the features, benefits, and rewards of various credit cards to bring you honest reviews, comparisons, and recommendations. Whether you’re looking for the best cashback card, travel perks, or fuel savings, we ensure you have all the insights needed to pick the perfect card for your needs.
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