InterMiles HDFC Bank Signature Credit Card: Features, Fees, Benefits, and Drawbacks Explained

Apply Now

Card Fees

₹2,500/-

Joining Fees

₹2,500/-

Annual Fees

3.5%

Foreign Transaction Fee

3.49%

APR

2.5

Over-limit Fee

Eligibility Criteria

21-60

Minimum & Maximum Age Criteria

₹20,000/-

Minimum monthly income

750

Minimum Credit Score

Category

Minimum Credit Score Required

750

Annual Charges

₹2,500/-

Features

  • 12 InterMiles/₹150 on Flights & Hotels
  • Complimentary Lounge Access
  • Fuel Surcharge Waiver

Welcome Offer

  • 8,000 InterMiles on Activation
  • ₹750 Flight Discount Voucher
  • ₹2,000 Hotel Discount Voucher

     

The InterMiles HDFC Bank Signature Credit Card is designed for frequent travelers who wish to earn air miles and enjoy premium travel privileges. This card lets users earn InterMiles on every purchase, which can be redeemed for flights, hotel stays, and lifestyle rewards. It’s an excellent choice for those who frequently fly with partner airlines and value luxury travel experiences.

Written By:

Hasnain Memon

Last Updated:

April 24, 2025

Key Features

  • Welcome Benefit: Up to 16,000 InterMiles upon joining
  • Reward Structure: Earn InterMiles on every ₹100 spent (accelerated on flight and hotel bookings)
  • Travel Benefits: Complimentary domestic and international lounge access
  • Milestone Rewards: Earn bonus InterMiles by reaching annual spend thresholds
  • Flight Discounts: Discounts on InterMiles flight redemptions
  • Fuel Surcharge Waiver: 1% surcharge waiver across fuel stations
  • Travel Insurance: Complimentary travel insurance for accidents and delays

Benefits and Rewards:

  • Reward Points:
    • Earn up to 6 InterMiles per ₹100 spent
    • Accelerated InterMiles on airline and hotel bookings through InterMiles.com
  • Travel Benefits:
    • Complimentary domestic and international lounge access
    • Discounts on InterMiles redemptions for flights and stays
  • Milestone Rewards:
    • Bonus InterMiles for annual spending targets
  • Exclusive Offers:
    • Discounts on dining, hotels, and lifestyle brands

Fees And Charges

Pro and Cons:

Pros:

  • High InterMiles earning rate on travel and bookings
  • Lounge access for frequent flyers
  • Milestone rewards boost annual savings
  • Travel insurance adds security during trips

Cons:

  • Annual fee may not justify benefits for infrequent travelers
  • High foreign currency markup
  • Limited general spending rewards

How To Apply

  1. Visit HDFC Bank Website
  2. Go to hdfcbank.com
  3. Select InterMiles Signature Credit Card
  4. Browse through the credit cards section and choose the InterMiles Signature Credit Card
  5. Click ‘Apply Now’
  6. Begin the application by filling in personal details
  7. Upload Documents
  8. Provide identity, address, and income proof
  9. Submit and Wait for Approval
  10. The bank will review your application and provide status updates
  11. Track Application

Additional Information

Oops! Nothing to display right now.
  1. What is the joining fee for the InterMiles HDFC Bank Signature Credit Card?
    • The joining fee is ₹2,500 + GST. This fee is waived if you spend ₹3 lakh in a year.
  2. How many InterMiles can I earn on this card?
    • You can earn 12 InterMiles for every ₹150 spent on flights and hotels. You also earn 1 InterMile per ₹150 spent on other categories.
  3. Does the card offer any complimentary lounge access?
    • Yes, you get complimentary access to over 700 domestic and international airport lounges through the Priority Pass program.
  4. Are there any foreign transaction fees for the card?
    • Yes, the foreign transaction fee is 3.5% of the transaction amount.
  5. What are the welcome benefits of the InterMiles HDFC Bank Signature Credit Card?
    • You receive 8,000 InterMiles on activation, a ₹750 flight discount voucher, and a ₹2,000 hotel discount voucher.

About

At FinWitty, we dive deep into the features, benefits, and rewards of various credit cards to bring you honest reviews, comparisons, and recommendations. Whether you’re looking for the best cashback card, travel perks, or fuel savings, we ensure you have all the insights needed to pick the perfect card for your needs.

Email : [email protected]

Quick Link

Credit Cards

Credit Cards by Provider

Weekly Newsletter

Get blog articles and offers via email

All Rights Reserved.

Code & Creativity by ConicPlex