ICICI HPCL Super Saver Credit Card – 5% Cashback on Fuel, Utility & Grocery Spends [2025]

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Card Fees

₹500

Joining Fees

₹500

Annual Fees

3.5%

Foreign Transaction Fee

42%

APR

2.5

Over-limit Fee

Eligibility Criteria

21

Minimum & maximum age criteria

₹25000

Minimum monthly income

750

Minimum credit score

Category

, , ,

Minimum Credit Score Required

750

Annual Charges

₹500

Features

  • 5% cashback on HPCL fuel spends
  • 5% rewards on utilities & groceries
  • Complimentary lounge access​

Welcome Offer

  • 2,000 reward points on activation
  • ₹100 cashback on first HP Pay fuel transaction

The ICICI HPCL Super Saver Credit Card offers up to 5% savings on fuel, utilities, and groceries, along with welcome rewards, lounge access, and lifestyle benefits, making it ideal for everyday spenders.

Written By:

Aftab Memon

Last Updated:

April 29, 2025

Key Features

  • Fuel Benefits:
    • 5% cashback on HPCL fuel purchases via HP Pay app or ICICI POS machines
    • 1% fuel surcharge waiver (up to ₹250/month)
    • Additional 1.5% rewards on HP Pay app fuel spends
  • Rewards on Daily Essentials:
    • 5% rewards (20 points per ₹100) on utilities, groceries, and departmental stores (capped at ₹100/month)
    • 2 reward points per ₹100 on other spends
  • Lifestyle Benefits:
    • 25% discount on movie tickets (up to ₹100 per transaction) on BookMyShow and INOX (twice a month on each platform)
    • 15% discount on dining at select restaurants
  • Travel Benefits:
    • 1 complimentary domestic airport lounge access per quarter (on spending ₹75,000 in the previous quarter)
  • Additional Perks:
    • 24×7 roadside assistance services
    • EMI facility on purchases above ₹2,500
    • Zero lost card liability upon reporting

Fees and Charges

Charge TypeAmount
Joining Fee₹500 + GST
Annual Fee₹500 + GST
Fee Waiver Threshold₹1.5 lakh annual spend
Foreign Transaction Fee3.5% of transaction amount
Over-limit Fee2.5% (minimum ₹500)

Pro and Cons:

Pros:

  • High savings on fuel and daily essentials
  • Attractive welcome benefits
  • Complimentary lounge access and lifestyle perks​

Cons:

  • Reward caps on certain categories
  • Lounge access requires quarterly spend threshold
  • Foreign transaction fee of 3.5%

How to Apply

Apply Now
  • Click on “Apply Now”
  • Fill in Personal Details
  • Upload Required Documents
  • Submit Application
  • Approval & Card Dispatch

Additional Information

  • Ideal for frequent fuel purchasers
  • Exclusive dining and movie discounts
  • Access to roadside assistance services​
  1. What is the eligibility income for the ICICI HPCL Super Saver Credit Card?
    •  A minimum monthly income of ₹25,000 is required.
  2. Are there any renewal benefits?
    • Yes, the annual fee is waived if annual spends exceed ₹1.5 lakh
  3. How are reward points earned?
    • Earn 5% rewards on utilities, groceries, and departmental stores; 2 points per ₹100 on other spends.
  4. Does the card offer lounge access?
    • Yes, 1 complimentary domestic lounge access per quarter upon spending ₹75,000 in the previous quarter.​
  5. Can the annual fee be waived?
    • Yes, upon annual spends of ₹1.5 lakh or more
  6. Are there any caps on rewards?
    • Yes, ₹100 per month on utilities, groceries, and departmental store rewards; ₹200 per month on fuel cashback.​
  7. : What is the reward redemption value?
    • 1 reward point = ₹0.25; redemption fee of ₹99 per request.

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  2. Axis Indian Oil Credit Card: Save Big with 4% Fuel Cashback in 2025
  3. Amazon Pay ICICI Credit Card: Unlimited Cashback in 2025
  4. BPCL SBI Card Octane – 7.25% Value Back on Fuel at BPCL + Exclusive Rewards [2025]

About

At FinWitty, we dive deep into the features, benefits, and rewards of various credit cards to bring you honest reviews, comparisons, and recommendations. Whether you’re looking for the best cashback card, travel perks, or fuel savings, we ensure you have all the insights needed to pick the perfect card for your needs.

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