Axis Bank Vistara Signature Credit Card – Features, Fees, Benefits, and Drawbacks Explained

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Card Fees

₹3000

Joining Fees

₹3000

Annual Fees

3.5%

Foreign Transaction Fee

3.75%

APR

2.5%

Over-limit Fee

Eligibility Criteria

21-70

Minimum & maximum age criteria

₹20,000

Minimum monthly income

750

Minimum credit score

Category

Minimum Credit Score Required

750

Annual Charges

₹3000

Features

  • Up to 4 tickets on milestones
  • Free airport lounge access
  • Club Vistara priority check-in

Welcome Offer

  • Free Vistara flight as welcome gift
  • Travel & card loss insurance
  • Earn points on all card spends

The Axis Bank Vistara Signature Credit Card is a premium travel card tailored for frequent flyers, offering complimentary flight tickets, travel privileges, and exclusive Club Vistara benefits. This card is ideal for those who frequently fly with Vistara Airlines and want to maximize their rewards and savings on travel. With free premium economy tickets, milestone rewards, and airport lounge access, this credit card enhances your overall travel experience.

Written By:

Hasnain Memon

Last Updated:

April 26, 2025

Key Features

  • Welcome Gift: Complimentary premium economy Vistara flight ticket
  • Reward Points: Earn Club Vistara Points on all spending
  • Milestone Rewards: Get up to 4 premium economy tickets on meeting annual spending milestones
  • Travel Benefits: Complimentary airport lounge access
  • Flight Upgrades: Exclusive Club Vistara benefits and priority check-in
  • Insurance Coverage: Air accident cover, lost card liability, and travel insurance

Benefits and Rewards:

  • Club Vistara Points: Earn on all categories of spending
  • Milestone Benefits: Complimentary flight tickets at specific spending levels
  • Lounge Access: Enjoy domestic airport lounge access
  • Flight Perks: Free flight upgrades and priority boarding
  • Travel Insurance: Comprehensive insurance cover during travel

Fees and Charges

Fee TypeAmount
Joining Fee₹3,000 + GST
1st Year Annual FeeIncluded in the joining fee (₹3,000 + GST)
Renewal Fee (Year 2 onwards)₹3,000 + GST (waived on annual spends of ₹3,00,000)
Add-on Card FeeNil
Foreign Transaction Fee3.5% of the transaction amount
APR (Interest Rate)3.75% per month (45% per annum)
Overlimit Charges2.5% of the overlimit amount (minimum ₹500)
Cash Advance Fee2.5% of the amount (minimum ₹500)
Late Payment Charges₹100 to ₹1,200 depending on total outstanding
Reward Redemption Fee₹100 per redemption
Card Replacement Fee ₹100

Pro and Cons:

Pros:

  • Complimentary Vistara flight tickets
  • Lounge access and priority boarding
  • Milestone rewards boost savings for frequent flyers
  • Exclusive Vistara airline benefits

Cons:

  • High fees for non-frequent travelers
  • Limited rewards outside of Vistara benefits
  • No international lounge access

How to Apply

Apply Now
  1. Go to axisbank.com
  2. Select Vistara Signature Credit Card
  3. Locate the Vistara Signature Credit Card in the travel cards section
  4. Click ‘Apply Now’
  5. Start the application process
  6. Fill in Details
  7. Enter your personal and financial details
  8. Upload Documents
  9. Provide ID proof, income proof, and address details
  10. Submit for Review
  11. Submit and wait for approval
  12. Track Application

Additional Information

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  1. .What are the joining and annual fees for the Axis Bank Vistara Signature Credit Card?
    • The joining fee is ₹3,000 + GST. The annual fee is also ₹3,000 + GST, which is waived if you spend ₹3 lakh in the preceding year.
  2. What welcome benefits are offered with this card?
    • Upon payment of the joining fee, you receive a complimentary Premium Economy Class ticket voucher and a complimentary Club Vistara Silver Membership.
  3. How are reward points earned on this card?
    • You earn 4 Club Vistara (CV) Points for every ₹200 spent on eligible transactions.
  4. What are the milestone benefits associated with this card?
    • You can earn up to 4 additional Premium Economy Class ticket vouchers by achieving annual spending milestones of ₹1.5 lakh, ₹3 lakh, ₹4.5 lakh, and ₹9 lakh.
  5. Does the card offer airport lounge access?
    • Yes, the card provides complimentary domestic lounge access at select airports in India, subject to certain spending criteria.
  6. Are there any dining benefits with this card?
    • Yes, you can enjoy a 25% discount (up to ₹800) once per month at partner restaurants through the EazyDiner program.
  7. What is the foreign transaction fee for this card?
    • A foreign currency markup fee of 3.5% is applicable on international transactions.

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  2. Axis Bank Atlas Credit Card: Features, Fees, Benefits, and Drawbacks Explained
  3. Axis Bank Neo Credit Card: Features, Fees, Benefits, and Drawbacks Explained
  4. Air India SBI Signature Credit Card: Features, Fees, Benefits, and Drawbacks Explained

About

At FinWitty, we dive deep into the features, benefits, and rewards of various credit cards to bring you honest reviews, comparisons, and recommendations. Whether you’re looking for the best cashback card, travel perks, or fuel savings, we ensure you have all the insights needed to pick the perfect card for your needs.

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