The Axis Bank Neo Credit Card is designed for young professionals and online shoppers who seek affordable and value-driven credit card benefits. This entry-level credit card offers discounts on popular brands, entertainment, and dining, making it an excellent option for individuals who prioritize lifestyle spending.
Benefits and Rewards:
| Types of Charges | Amount |
|---|---|
| Joining Fees | Rs.250 (Waived off if Rs.2,500 spent in 45 days) |
| Annual Fees | Rs.250 |
| Add-on card fee | Nil |
| Cash withdrawal fees | 2.5% of the transaction amount; minimum of Rs.250. |
| Duplicate statement fee | Waived |
| Cash payment fee at the branch | Rs.100 |
| Card replacement fee | Waived |
| Late payment fee | If the total due amount is: Below than Rs.100 – Nil From Rs.101 to Rs.300 – Rs.100 From Rs.301 to Rs.1,000 – Rs.300 From Rs.1,001 to Rs.5,000 – Rs.500 From Rs.5,001 to Rs.20,000 – Rs.600 Above Rs.20,000 – Rs.700 |
| Penalty on over-limit | 3% of the over-limit amount (Minimum of Rs.500) |
| Foreign currency transaction fee | 3.50% of the transaction amount |
| Interest on cash advances | 3.50% per month |
| Balance inquiry fee | Waived |
| Outstation cheque fee | Waived |
| Cheque return fee | Rs.300 |
| Hotlisting fee | Nil |
Pros:
Cons:
Visit Axis Bank Website
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