Axis Bank Magnus Credit Card – Complimentary Flight Vouchers + 12X Reward Points [2025]

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Card Fees

₹12500

Joining Fees

₹12500

Annual Fees

2%

Foreign Transaction Fee

45%

APR

2.5%

Over-limit Fee

Eligibility Criteria

18-70

Minimum & maximum age criteria

₹2,00,000

Minimum monthly income

750

Minimum credit score

Category

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Minimum Credit Score Required

750

Annual Charges

₹12500

Features

  • Complimentary flight voucher
  • Unlimited lounge access worldwide
  • Premium lifestyle & dining benefits

Welcome Offer

  • Flight voucher worth ₹12,500 on joining

Axis Bank Magnus Credit Card is a super-premium offering with travel, dining, and lifestyle perks like free flight vouchers, 12X rewards, concierge, and unlimited global lounge access.

Written By:

Aftab Memon

Last Updated:

April 29, 2025

Key Features

  • Welcome Voucher: Complimentary flight voucher worth ₹12,500 on joining and renewal (conditions apply).
  • Reward Points: Earn 12X reward points on select partners and travel bookings made via Axis Bank’s Travel EDGE platform.
  • Airport Lounge Access:
  • Unlimited domestic lounge access (Mastercard/Visa lounges)
  • Unlimited international lounge access via Priority Pass
  • Dining Benefits: Up to 30% off at partner restaurants via the EazyDiner program.
  • Concierge Service: 24×7 global concierge for travel bookings, reservations, and assistance.
  • Travel Insurance: Air accident cover up to ₹1 crore, lost baggage cover, and purchase protection.
  • Golf Access: Complimentary rounds at select premium golf courses in India.
  • Other Perks:
    • Movie & entertainment offers
    • Low foreign transaction fee (2%)
    • Axis Bank Dining Delights access
    • Monthly milestone-based bonus rewards

 

Fees and Charges

Charge TypeAmount
Joining Fee₹12,500 + GST
Annual Fee₹12,500 + GST
Fee Waiver Threshold₹25 lakh annual spend
Foreign Transaction Fee2% of transaction value
Over-limit Fee 2.5% (minimum ₹500)

Pro and Cons:

Pros:

  • Best-in-class travel and lifestyle perks
  • Generous welcome and renewal voucher
  • Unlimited airport lounge access globally
  • Premium customer support & concierge

Cons:

  • High annual and joining fee
  • Reward rate limited to select categories
  • Requires very high monthly income

How to Apply

Apply Now
  • Click on “Apply Now”
  • Fill in Personal Details
  • Upload Required Documents
  • Submit Application
  • Approval & Card Dispatch

Additional Information

  • Designed for high-income, frequent travelers
  • Access top-tier dining and travel perks
  • Premium lifestyle benefits across India
  1. What is the eligibility income for Axis Magnus?
    • You must have a minimum monthly income of ₹2,00,000 (₹24 lakh per annum).
  2. Are there any renewal benefits?
    • Yes, a ₹12,500 flight voucher is offered on renewal if annual spend is ₹25 lakh or more.
  3. How are 12X reward points earned?
    • You earn 12X points on select categories and when booking through Axis Bank Travel EDGE.
  4. Does the card offer Priority Pass membership?
    • Yes, with unlimited international lounge access using Priority Pass.
  5. Can the annual fee be waived?
    • Yes, the annual fee is waived if you spend ₹25 lakh in a membership year.
  6. Are insurance benefits included?
    • Yes, including air accident insurance, purchase protection, and lost baggage cover.
  7. What is the reward redemption value?
    • 1 EDGE Reward = ₹0.20 when redeemed for flights, hotels, or merchandise.

About

At FinWitty, we dive deep into the features, benefits, and rewards of various credit cards to bring you honest reviews, comparisons, and recommendations. Whether you’re looking for the best cashback card, travel perks, or fuel savings, we ensure you have all the insights needed to pick the perfect card for your needs.

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