Air India SBI Signature Credit Card: Features, Fees, Benefits, and Drawbacks Explained

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Card Fees

₹4,999/-

Joining Fees

₹4,999/-

Annual Fees

3.5%

Foreign Transaction Fee

3.5%

APR

2.5%

Over-limit Fee

Eligibility Criteria

21-70

Minimum & Maximum Age Criteria

30,000

Minimum monthly income

750

Minimum Credit Score

Category

Minimum Credit Score Required

750

Annual Charges

₹4,999/-

Features

  • 10 points per ₹100 on Air India spends
  • Free access to 600+ lounges globally
  • 1 Reward Point = 1 Air India Air Mile

Welcome Offer

  • 20,000 bonus points on joining
  • 1,000 Air India miles on first purchase

The Air India SBI Signature Credit Card is crafted for frequent flyers who prefer flying with Air India and want to maximize travel rewards. This co-branded credit card offers accelerated reward points that can be converted into Air India miles, complimentary lounge access, and priority services, making it an excellent choice for travel enthusiasts.

Written By:

Hasnain Memon

Last Updated:

April 24, 2025

Key Features

  • Welcome Bonus: Up to 20,000 reward points on joining
  • Reward Points: Earn up to 30 reward points for every ₹100 spent on Air India tickets
  • Lounge Access: Complimentary access to domestic and international airport lounges
  • Milestone Benefits: Get bonus points on reaching annual spending milestones
  • Insurance Cover: Complimentary travel and air accident insurance
  • Priority Services: Priority check-in and additional baggage allowance
  • Fuel Surcharge Waiver: 1% fuel surcharge waiver at all petrol stations

Benefits and Rewards:

  • Reward Points:
    • 30 points per ₹100 spent on Air India tickets
    • 10 points per ₹100 spent on other categories
  • Travel Benefits:
    • Free flight ticket redemptions with Air India miles
    • Lounge access at airports across the globe
  • Milestone Rewards:
    • Up to 1 lakh reward points for high annual spends
  • Exclusive Offers:
    • Discounts on Air India tickets and hotel bookings

Fees And Charges

Pro and Cons:

Pros:

  • High reward points on Air India tickets
  • Access to domestic and international airport lounges
  • Travel insurance and exclusive priority services
  • Milestone benefits offer excellent value for frequent flyers

Cons:

  • High joining and renewal fees
  • Best suited for Air India loyalists
  • General spends earn fewer reward points compared to travel spends

How To Apply

  1. Go to sbicard.com
  2. Select Air India SBI Signature Credit Card
  3. Find the card in the travel cards section
  4. Click ‘Apply Now’
  5. Start the application process
  6. Fill the Form
  7. Enter your personal and income details
  8. Upload Documents
  9. Submit ID proof, address proof, and income documents
  10. Submit Application
  11. Wait for approval after verification
  12. Track Status

Additional Information

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About

At FinWitty, we dive deep into the features, benefits, and rewards of various credit cards to bring you honest reviews, comparisons, and recommendations. Whether you’re looking for the best cashback card, travel perks, or fuel savings, we ensure you have all the insights needed to pick the perfect card for your needs.

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