Axis Bank SELECT Credit Card – Rewards on Food, Grocery & Movies + Lounge Access

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Card Fees

₹3000

Joining Fees

₹3000

Annual Fees

3.50%

Foreign Transaction Fee

45%

APR

2.5%

Over-limit Fee

Eligibility Criteria

18-70

Minimum & maximum age criteria

50,000

Minimum monthly income

750

Minimum credit score

Category

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Minimum Credit Score Required

750

Annual Charges

₹3000

Features

  • 10,000 EDGE points as welcome bonus
  • Complimentary airport lounge access
  • Exclusive discounts on dining & groceries

Welcome Offer

  • 10,000 EDGE REWARD Points on your first transaction
  • ₹500 BigBasket discount on first use

The Axis Bank SELECT Credit Card offers premium lifestyle benefits, including welcome rewards, complimentary lounge access, dining discounts, and exclusive partner offers, making it ideal for high spenders.

Written By:

Aftab Memon

Last Updated:

May 1, 2025

Key Features

  • Welcome Bonus:
    • Earn 10,000 EDGE REWARD points on your first transaction within 30 days of card issuance.
  • Dining & Grocery Discounts:
    • Flat ₹500 off per month on BigBasket purchases of ₹3,000 or more.
    • ₹200 off on Swiggy orders twice a month.
    • Up to 15% off at partner restaurants via EazyDiner.
  • Travel Benefits:
    • 4 complimentary domestic airport lounge visits per year (1 per quarter).
    • Complimentary Priority Pass membership.​
  • Golf Privileges:
    • Complimentary golf rounds at select courses.
    • Unlock 3 additional golf rounds on spending ₹3 lakh in a card anniversary year.
  • Reward Points:
    • Earn EDGE REWARD points on eligible spends.
    • Redeem points for a variety of options including travel, merchandise, and vouchers.
  • Additional Benefits:
    • Zero lost card liability upon reporting.
    • EMI conversion options for large purchases.
    • 24×7 concierge services for assistance with travel bookings, reservations, and more.

 

Fees and Charges

Charge TypeAmount
Joining Fee₹3,000 + GST
Annual Fee₹3,000 + GST
Fee Waiver Threshold₹8 lakh annual spend
Foreign Transaction Fee3.50% of transaction amount
Over-limit Fee2.5% (minimum ₹500)

Pro and Cons:

Pros:

  • Generous welcome bonus and reward points.
  • Exclusive discounts on dining and groceries.
  • Complimentary lounge access and golf privileges.

Cons:

  • High annual fee if spend threshold not met.
  • No reward points on fuel transactions.
  • Limited international travel benefits.​

 

How to Apply

Apply Now
  • Click on “Apply Now”
  • Fill in Personal Details
  • Upload Required Documents
  • Submit Application
  • Approval & Card Dispatch

Additional Information

  • Ideal for high spenders seeking lifestyle perks.
  • Access to exclusive dining and grocery discounts.
  • Complimentary lounge access and golf privileges.
  1. What is the annual fee for the Axis Bank SELECT Credit Card?
    • The annual fee is ₹3,000 + GST, which is waived if annual spends exceed ₹8 lakh.
  2. What are the welcome benefits?
    • You receive 10,000 EDGE REWARD points on your first transaction within 30 days of card issuance.
  3. Does the card offer lounge access?
    • Yes, you get 4 complimentary domestic airport lounge visits per year (1 per quarter) and a complimentary Priority Pass membership.
  4. Are there any dining benefits?
    • Yes, you get up to 15% off at partner restaurants via EazyDiner and ₹200 off on Swiggy orders twice a month.
  5. What is the foreign transaction fee?
    • The foreign transaction fee is 3.5% of the transaction amount.
  6. Is there a fuel surcharge waiver?
    • The card does not offer reward points on fuel transactions.
  7. How can I redeem EDGE REWARD points?
    • You can redeem EDGE REWARD points for a variety of options including travel, merchandise, and vouchers through the Axis Bank EDGE REWARDS portal.​

About

At FinWitty, we dive deep into the features, benefits, and rewards of various credit cards to bring you honest reviews, comparisons, and recommendations. Whether you’re looking for the best cashback card, travel perks, or fuel savings, we ensure you have all the insights needed to pick the perfect card for your needs.

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