American Express Platinum Travel Card – Free Travel Vouchers & Lounge Benefits [2025 Review]

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Card Fees

₹3500

Joining Fees

₹5000

Annual Fees

3.5%

Foreign Transaction Fee

42%

APR

₹500

Over-limit Fee

Eligibility Criteria

18

Minimum & maximum age criteria

50,000

Minimum monthly income

750

Minimum credit score

Category

, , ,

Minimum Credit Score Required

750

Annual Charges

₹5000

Features

  • 10,000 Membership Rewards® Points
  • ₹10,000 Taj Stay Voucher on ₹4L spend
  • 8 Complimentary Domestic Lounge Visits

Welcome Offer

  • 10,000 Membership Rewards® Points

The Amex Platinum Travel Credit Card offers premium travel benefits, including welcome rewards, milestone bonuses, lounge access, and exclusive privileges, making it ideal for frequent travelers.

Written By:

Aftab Memon

Last Updated:

April 29, 2025

Key Features

  • Welcome Gift: 10,000 Membership Rewards® Points on spending ₹15,000 within 90 days of card issuance.
  • Milestone Benefits:
    • Spend ₹1.9 lakh in a year to earn 15,000 bonus points.
    • Spend ₹4 lakh in a year to earn 25,000 bonus points and a ₹10,000 Taj Stay Voucher.
  • Lounge Access: 8 complimentary domestic lounge visits per year (2 per quarter).
  • Priority Pass Membership: Complimentary membership with the annual fee waived.
  • Dining Benefits: Up to 20% discount at select partner restaurants.
  • Fuel Convenience Fee Waiver: 0% fee on fuel purchases below ₹5,000 at HPCL pumps.
  • Reward Points: Earn 1 Membership Rewards® Point for every ₹50 spent, excluding fuel, insurance, utilities, cash transactions, and EMI conversions.
  • EMI Facility: Convert purchases of ₹5,000 or more into easy EMIs.
  • Supplementary Cards: Up to 2 supplementary cards at no extra cost.​

Fees and Charges

Charge TypeAmount
Joining Fee₹3,500 + GST
Annual Fee₹5,000 + GST
Foreign Transaction Fee3.5% of transaction
Over-limit Fee₹500 per instance

Pro and Cons:

Pros:

  • Generous welcome and milestone rewards
  • Complimentary lounge access and Priority Pass membership
  • Attractive dining and travel benefits

Cons:

  • High foreign transaction fee
  • Limited international lounge access
  • No waiver on annual fee

How to Apply

Apply Now
  • Click on “Apply Now”
  • Fill in Personal Details
  • Upload Required Documents
  • Submit Application
  • Approval & Card Dispatch

Additional Information

  • Ideal for frequent domestic travelers
  • Attractive milestone rewards and vouchers
  • Exclusive dining and travel privileges
  1. What is the eligibility income for the Amex Platinum Travel Credit Card?
    •  A minimum annual income of ₹6 lakh is required.
  2. Are there any renewal benefits?
    • Yes, upon spending ₹4 lakh in a year, you receive 25,000 bonus points and a ₹10,000 Taj Stay Voucher.
  3. How are reward points earned?
    • Earn 1 Membership Rewards® Point for every ₹50 spent, excluding specific categories.​
  4. Does the card offer international lounge access?
    • The card provides complimentary Priority Pass membership, but lounge visits may be chargeable.
  5. Can the annual fee be waived?
    • No, the annual fee is not waived but milestone rewards offer significant value.
  6. Are the reward points transferable?
    • Yes, points can be redeemed for travel bookings, vouchers, and more through the Amex Membership Rewards® program.​
  7. Is there an EMI facility available?
    • Yes, purchases of ₹5,000 or more can be converted into EMIs.

About

At FinWitty, we dive deep into the features, benefits, and rewards of various credit cards to bring you honest reviews, comparisons, and recommendations. Whether you’re looking for the best cashback card, travel perks, or fuel savings, we ensure you have all the insights needed to pick the perfect card for your needs.

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