Jupiter RuPay Card: Best UPI Credit Card for Cashback in 2025

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Card Fees

Life Time Free

Joining Fees

Life Time Free

Annual Fees

3.5%

Foreign Transaction Fee

3.5%

APR

2.5%

Over-limit Fee

Eligibility Criteria

21-65

Minimum & Maximum Age Criteria

15,000

Minimum monthly income

750

Minimum Credit Score

Category

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Minimum Credit Score Required

750

Annual Charges

Life Time Free

Features

  • UPI-linked credit card
  • Cashback on UPI spends
  • Zero annual fee

Welcome Offer

  • Get up to ₹500 cashback on first UPI credit spends (limited-time offer)

The Edge CSB Bank RuPay Credit Card is a unique offering from Jupiter in partnership with CSB Bank. This lifetime-free credit card comes with zero joining and annual membership fees, making it an affordable and rewarding option. Cardholders can earn up to Rs.3,000 per month in rewards by using the card for everyday purchases.

Written By:

Hasnain Memon

Last Updated:

April 24, 2025

Key Features

  • No Joining or Annual Fees: Enjoy this card for a lifetime without paying any joining or renewal charges.
  • Flat 2% Cashback: Earn 2% cashback on your chosen category – dining, shopping, or travel.
  • 0.4% Cashback on All Purchases: Additional purchases outside your preferred category earn 0.4% cashback.
  • Welcome Voucher: Receive Rs.250 as a welcome voucher when your first spend is made at partner brands (Swiggy, Amazon, Zomato, Flipkart).
  • High Credit Limit: Avail a credit limit of up to Rs.3 lakh.
  • UPI Integration: Earn assured cashback on all UPI and credit card transactions.

Fees And Charges

Schedule of ChargesFee
Joining FeeNil
Annual Membership FeeNil
Card Issuance FeeNil
Card Closure FeeNil
Overlimit FeeNil
Add-On Card Membership FeeNil
Forex Markup Fee3.5% per international transaction
Purchase Interest Rate42% p.a. on outstanding amount
Late Payment Charges2% of the outstanding amount (min Rs.100)
Fuel SurchargeRs.10 for up to Rs.400, 1% for transactions above Rs.400
Auto-Debit FeeNil
GST18%

Pro and Cons:

Pros:

  • Seamless UPI transactions via RuPay
  • No annual or joining fee
  • Cashback on all daily spends

Cons:

  • Cashback capped monthly
  • No lounge or premium benefits
  • Limited acceptance at some offline POS

How To Apply

  1. Download the Jupiter App: Go to the App Store or Google Play and download the Jupiter app.
  2. Register or Log In: Create an account or log in to your existing Jupiter account.
  3. Navigate to Credit Cards Section: Tap on the ‘Credit Cards’ section within the app.
  4. Select the Edge CSB Bank RuPay Credit Card: Choose the card and proceed to apply.
  5. Fill in Required Details: Enter your personal information, income details, and KYC documents as required.
  6. Submit Application: Complete the application by submitting the necessary documents.
  7. Track Application Status: Use the Jupiter app to track your application progress.

Additional Information

How to Switch Categories

  1. Choose from dining, shopping, or travel as your preferred category.
  2. Use the Jupiter app to pay via credit card or UPI.
  3. Earn 2% cashback on purchases made in the selected category.
  4. After three billing cycles, switch to a new category.
  5. Earn 0.4% cashback on purchases outside the chosen category.
  1. Can I redeem reward points on the Jupiter app?
    Yes, reward points (Jewels) can be redeemed directly through the Jupiter app.
  2. How are reward points credited?
    Reward points are credited in the form of Jewels.
  3. What is the minimum redemption requirement?
    A minimum of 100 Jewels is required before you can redeem reward points.
  4. Can I block the credit card through the app?
    Yes, you can block the Edge CSB Bank RuPay Credit Card directly through the Jupiter app.
  5. Can I freeze my credit card temporarily?
    Yes, the card can be frozen or unfrozen at any time using the Jupiter app.

About

At FinWitty, we dive deep into the features, benefits, and rewards of various credit cards to bring you honest reviews, comparisons, and recommendations. Whether you’re looking for the best cashback card, travel perks, or fuel savings, we ensure you have all the insights needed to pick the perfect card for your needs.

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